About us


“cultivated variety” is a plant or grouping of plants selected for desirable characteristics.

Cultivars are produced by careful selection. For instance, the world’s agricultural food crops are almost exclusively cultivars that have been selected for characteristics such as improved yield, flavor, and resistance to disease.

Cultivar Capital hopes to implement these same traits and outcomes for its clients. We are selective in our approach to investing, looking for unique opportunities that fit into our disciplined investment style. We believe a disciplined approach increases a client’s opportunity to produce good long-term growth and yield with some resistance to negative events in the market.

Thomas Muir

President and CEO, Portfolio Manager

Thomas Muir, principal of Cultivar Capital, Inc., is a Certified Public Accountant (CPA) and Certified Financial Planner™practitioner (CFP ®). Thomas has an extensive background in financial and tax planning. He worked in the tax department at Deloitte & Touche, LLP and then became tax manager for a local CPA firm, where a substantial part of his time was spent working with high-net-worth clients and business owners. He has been an owner of an independent financial advisory practice for over 20 years. He has dealt with significant investment, financial planning, tax and estate planning issues for clients and has over 25 years of financial industry experience.

Thomas graduated from the University of North Texas (UNT) with his Bachelor’s and Master’s degrees in accounting. In addition, Thomas is a member of several professional organizations, including the American Institute of Certified Public Accountants, Texas Society of Certified Public Accountants and Financial Planning Association. Due to his interest in ranching, Thomas is also a graduate of the TCU Ranch Management Program’s evening division.

Thomas serves in various volunteer and community capacities, including as Mayor of Sanger, Vice Chair of the University of North Texas Foundation, Vice President of the Upper Trinity Conservation Trust, Vice Chair of the Denton County Homelessness Leadership Team, Vice Chair of the Texas Health Resource Denton/Wise Leadership Council, board member of the Denton County Soil and Water Conservation District and member of the Sanger Lions Club. He is an active member of First Baptist Church in Sanger. He has previously served as an executive board member and audit committee chair for Texas Baptists. He has served previously as the finance committee chair for the Denton Baptist Association and as a founding board member of the Sanger Education Foundation.

Keith Henderson

Portfolio Manager

As an analyst for most of his career, Keith’s primary focus has been financial modeling and analysis. His time at a local bank provided insight into the inner-workings of the financial system and stoked his interest in investing. Keith graduated from the University of North Texas (UNT) with his Bachelors of Applied Arts and Sciences in 2008 and Masters of Economics in 2015 and passed the CFA Level I exam in June 2017.

Keith also feels it is important to give back to the community. He has served at Our Daily Bread, the local soup kitchen, and on the community reinvestment committee with the United Way of Denton, which recommends the allocation of funds to a handful of local charities. He currently serves on the data workgroup for the Denton County Homelessness Leadership Team, the board of the Child and Family Guidance Center of Texoma, and the board of the Pottsboro Education Foundation. 

Paul Ucheoma

Vice President of Research

Paul is part of the team at Cultivar that conducts research and provides analytical support for the asset allocation and individual stock decisions made on behalf of the firm’s clients. He passed the CFA Level I exam in December 2018.

Paul graduated from the University of North Texas with a bachelor’s and Master’s in Finance and was a member of the Student Investment Group where he served as the organization’s Portfolio Manager and President. Paul’s experience includes working for a Washington D.C. based private equity firm where he researched leveraged buyout targets and pinpointing investment opportunities during his time at a long–only hedge fund.

Paul also feels that it’s important to share his expertise consulting to non-profit and for-profit organizations across the business spectrum related to corporate strategy. During his time as a Strategy Consultant for the Professional Development Institute (PDI) at the University of North Texas in Denton, he was responsible for researching, creating and presenting strategic initiatives to help organizations achieve their intended growth targets and address their most challenging problems.